What People Say About Us


Tony Pelayo and team were incredible to work with.
Tony and team member, Barbie, provided exceptional service and were incredibly responsive and supportive during my home search. Tony knows the lending industry inside out and is strategic and a great problem solver as he navigates the lending process with his clients. It took me months to land a home. Tony and team were actively working with me during this time. I am very grateful for his expertise and commitment to his clients.
jennifer kenyon
San Diego, CA
Arranged our Mortgage Expediently
Tony Pelayo of American Pacific Mortgage stepped in to arrange a mortgage for us when our first lender stalled. He worked quickly and competently keeping us informed every step of the way.
Connie B.
San Diego, CA
When you want the BEST of the BEST for a lender!
Tony did my refinance on my home. He reached out to me just at the perfect time. He knew I wanted to be alerted when the interest rates dropped... and the minute the rates went down he was on it! Not only did he do a wonderful job with my refi but he even got the rate lowered further in the middle of my refinance. The process was easy and smooth. Not what most would expect. I was so grateful to work with such an honest and hard working lender. Thank You Tony for getting me an amazing rate and for making the transaction so easy!
Jennifer Conklin
Murrieta, CA
Best Loan Officer with a wonderful team.
Tony is the best! I had previously applied with another lender and I started to feel discouraged because my offers were not getting accepted and I was not getting any instruction or advice . When I called Tony he explained details to me about home purchasing and made me feel motivated. He connected me with real estate agent in his team Lizette, she immediately had home listings for me that matched what I was looking for. Tony always returned my calls. I really felt the support going through this very serious process. I highly recommend Tony and his team if you are looking for a home or to refinance. They provide the most wonderful customer service experience and Tony will get you the best deal . He did for me.
Compton, CA
Tony and his team were outstanding. He started out so friendly and patient. He was very knowledgeable, returning estimates within few hours when I was preparing to purchase a home. I was constantly keep up to date on the progress of my loan. They were so easy to work with. I’d highly recommend Tony and his team.
Fallbrook, CA
It was a pleasure working with Tony and he and his team helped to make sure our home buying experience was as smooth as possible. Other than making sure we are at ease during each stage in the process, Tony went above and beyond his duty to get our approval done within hours during a Sunday for us to submit a last minute offer and helped us go through the entire process till closing earlier than expected.
Great Service and glad to recommend for future buyers..
Ajith CM
San Diego, CA
Tony was great to work with. Very professional. Easy to talk to and knew what he was doing. He helped me purchase a house. Also was able to help get my credit score higher. I would recommend him to anyone who is looking yo purchase a new home. Thank you Tony!
Patrick Padgett
Lakeside, CA
Just wanted to take the time and really thank Anthony for taking the time during this process, always very accessible and was their any time we had questions. Very detailed with his work and really takes his time to breakdowns everything in order to make everything understandable. Thank you
David Gonzalez
Corona, CA